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Credit Risk Reporting Analyst Job

Location(s): CO - Denver; MN - Minneapolis


Are you looking for an exciting job where you can put your skills, talents and education to work at a company you can feel proud to be a part of? Do you want a workplace that will challenge you and offer you opportunities to learn and grow?  A professional position at Xcel Energy could be just what you’re looking for.



Position Summary

Performs credit risk reporting, including Delivered but Not Paid (DNP), Mark to Market (MTM), credit risk limit and posting risk models. Assists in preparing report outs for senior management. Coordinates and reconciles agreement MTM. Develops and maintains energy commodity market knowledge and intuition about proprietary portfolio. Assists in periodic fundamental credit risk analysis and coordination with Treasury. Assists with credit reviews to maintain appropriate credit lines.

Essential Responsibilities
  • Run credit risk reports, perform annual creditworthiness reviews to maintain appropriate credit lines, highlight key concerns, ensuring concerns are addressed.
  • Assist in periodic fundamental credit risk analysis, work with counterparty credit groups to identify business intelligence, as well as daily reconciliations between credit agreement MTM and required collateral provisioning; coordinate with Treasury to ensure collateral transfers match collateral requirements. Maintain and optimize collateral postings with counterparties, ISOs and exchanges.
  • Develop and maintain relationships with internal and external stakeholders.
  • Develop and maintain intuitive awareness of credit agreement MTM vs key thresholds as well as internal and external agency ratings; proactively identify repayment concerns and collateral posting risks.
  • Assists with counterparty credit risk analysis using both standard industry methods as well as employing proprietary credit analysis methods and models. Update views periodically and report results to internal stakeholders including but not limited to Commercial Operations and Risk Management.
  • Develop and maintain commercial intuition of proprietary portfolio risk positions, market price levels and changes. Scrutinize and verify credit agreement database, ensuring agreement economic details are accurate and impact on the agreement of market conditions match intuition.
  • Support structured deal review teams by understanding deal specific balance costs and risks; develop strategies to mitigate potential issues.
  • Coordinate with Business Systems and Valuation & Systems Strategies business units to ensure credit risk report capabilities meet current and continuing business requirements.

Minimum Requirements
  • Bachelor’s degree as well as 3 years professional credit and collateral risk reporting experience required.
  • Experienced using Excel, Word, and PowerPoint.
  • Demonstrated attention to detail.
  • Strong quantitative skills.
  • Strong verbal and written communication skills.
  • Ability to develop and maintain professional relationships both internal and external to the firm.
  • Attention to detail, including demonstrated ability to reconcile report results across multiple sources to verify accuracy and ensure high quality work product.
  • Commercial acumen and demonstrated ability to understand credit risk and ability to quickly explain complex issues and contribute to fast paced teams.
  • Experience at an energy utility, merchant energy company, investment bank, and/or hedge fund very beneficial.





As a leading combination electricity and natural gas energy company, Xcel Energy offers a comprehensive portfolio of energy-related products and services to 3.4 million electricity and 1.9 million natural gas customers across eight Western and Midwestern states. At Xcel Energy, we strive to be the preferred and trusted provider of the energy our customers need. If you’re ready to be a part of something big, we invite you to join our team.


Posting Notes:  CO - Denver || CO - Denver; MN - Minneapolis || United States (US) || Risk Audit and Compliance || 25275:Risk Strategy & Control & Cred || Full-Time || Non-Bargaining ||

The anticipated starting base pay for this position is: $54,800 to $77,800 per year

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Requisition Number: 29993

Equal Opportunity Employer: Minority/Female/Disability/Veteran

Individuals with a disability who need an accommodation to apply please contact us at

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Nearest Major Market: Denver

Job Segment: Credit Analyst, Credit, Risk Management, Bank, Banking, Finance